Retiring on a low income

New Toolkit for 2019

Low Income_Maximizing GIS_ Determining OAS and GIS booklet_April 2019_FINAL_web

Retiring on a Low Income 2019 includes new OAS GIS application form

Don’t tick the box! After 7 years of telling people to tick the box to get GIS – Now you Don’t tick the Box!

Interview with Preet Banerjee (Podcast)

Listen to it here

New Scarborough Presentations Fall 2018!

Malvern  Library Malvern ROALI Nov. 10 (1)

Agincourt Library Agincourt  Dec. 8 (1)

Poster for library talks

New Cheat sheet (January 2019) and presentation materials October 2018

Update 2019-January

Update 2018-October

Library Presentation Retiring on a Low Income

New Toolkit! – April 2018

Nouveau!!! En Français!!!! Low income retirement in French

Toolkit en francais

Low Income retirement in English


To learn more about retiring on a low income, join John at a workshop.

Workshops in Toronto public libraries: dates for 2018

2017 dates:

To request a workshop in your community, contact John.

The Toolkit & Related Publications – 2014

Planning for Retirement on a Low IncomeResources for Canadians on planning for retirement on a low income. Some examples relate to Ontario only.

Preet Banerjee tells it like it is for low income retirees: from 5:36 to 6:41 – worth a listen! Jan 13, 2015




Simple Traditional Chinese


Update April 2018: Valid from April 2018 until next change

Archived updates

Update January 2018: Valid from January 2018 until next change

Update July 2017: Valid from July 2017 until the next change

Update October 2016: Valid from October 2016 until the next change

Update July 2016: Valid from July 2016 until the next change

Update January 2016

NEW! Detailed Changes to the 3 booklets and partial New OAS-GIS-Calculation-July 2014 (1)

Update2015fall1Valid from October 2015

Update2015summerValid from July 2015. Worth a look – many changes!

Update2014fall -Valid From October 2014 until next change

Update2014summerfall – Valid from July 2014 until September 2014

Update 2014 winter/springValid from January 2014 to June 2014 (No changes in April 2014)

Update 2013 fall – Valid from October 2013- December 2013

Numbers for summer 2013Valid until September 30, 2013

Numbers for spring 2013 Valid until June 30, 2013

Related Publications

Globe & Mail’s Rob Carrick 3 interviews on seniors in poverty, RRSP’s, and TFSA’s

BC Centre for Elder Advocacy and Support

Media and Events

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