Retiring on a low income

Low income retirement planning 2019

2019 Presentations

To learn more about retiring on a low income, join John at a workshop.

August 30 – Ontario Society of Senior Citizens Organizations, hosted by the East GTA Family Health Team – poster

Toronto Public Library

All times are 6-8 p.m.

  • Sept. 16 – Humber Bay
  • Sept. 25 – Don Mills
  • Sept. 30 – Northern District  (set originally for Sept. 10)
  • Oct. 2 – Woodside Square
  • Oct. 10 – Albion
  • Oct. 21 – Malvern

To request a workshop in your community, contact John.

2019 Toolkit

NEW! RRSP GIS Calculator!!! Try it! It tells you how much extra you’ll get if you cash out your RRSP before age 65, a key strategy for low income retirement and GIS access: https://rrspgiscalculator.site/  

Low Income Retirement Planning: Maximizing GIS, Determining OAS and GIS booklet – April 2019

Latest Cheat Sheet – July 2019

Retiring on a Low Income 2019 presentation includes new OAS GIS application form

Don’t tick the box! After 7 years of telling people to tick the box to get GIS – Now you Don’t tick the Box!

2019 Media

Interview with Preet Banerjee, March 7, 2019
Listen to it on Mostly Money or right here:

Translations

French

Gujarati

Simple Traditional Chinese

Workshops – 2014-2018

2018 Workshops in Toronto public libraries: flyer

2017 Dates:

2014 Toolkit & Related Publications

Planning for Retirement on a Low IncomeResources for Canadians on planning for retirement on a low income. Some examples relate to Ontario only.

Preet Banerjee tells it like it is for low income retirees: from 5:36 to 6:41 – worth a listen! Jan 13, 2015

Archived updates

Update April 2019: Valid from April 2019 until next change

Update January 2019: Valid from January 2019 until next change

Update October 2018: Valid from October 2018 until next change

Update April 2018: Valid from April 2018 until next change

Update January 2018: Valid from January 2018 until next change

Update July 2017: Valid from July 2017 until the next change

Update October 2016: Valid from October 2016 until the next change

Update July 2016: Valid from July 2016 until the next change

Update January 2016

Detailed Changes to the 3 booklets and partial New OAS-GIS-Calculation-July 2014 (1)

Update2015fall1Valid from October 2015

Update2015summerValid from July 2015. Worth a look – many changes!

Update2014fall -Valid From October 2014 until next change

Update2014summerfall – Valid from July 2014 until September 2014

Update 2014 winter/springValid from January 2014 to June 2014 (No changes in April 2014)

Update 2013 fall – Valid from October 2013- December 2013

Numbers for summer 2013Valid until September 30, 2013

Numbers for spring 2013 Valid until June 30, 2013

Related Publications

Globe & Mail’s Rob Carrick 3 interviews on seniors in poverty, RRSP’s, and TFSA’s

BC Centre for Elder Advocacy and Support

Media and Events

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